Where to Find Trustworthy Insurance Consultants for Complex Property Cases?
Hey everyone, I’ve been searching for an insurance consultant who actually understands the ins and outs of property insurance, especially in strata situations. It’s been surprisingly tricky to find someone who doesn’t just try to sell you a package but actually sits down and explains the details. I’m looking at some options that specialize in Strata insurance because our building recently had a few claims due to storm damage and now premiums are going up and coverage limits are changing in ways I don’t fully understand. We’ve got multiple units involved and shared responsibilities between owners, so I’m hoping to find someone who’s experienced in navigating that kind of setup. Ideally, I’d want a consultant who can explain risk assessment, policy exclusions, and how things like building valuations affect premiums. I’ve read that there are services that work directly with strata managers and owners’ corporations rather than just the insurers, and I think that’s what we need. Anyone know where I should start looking, or have experience with someone who actually explains things in plain language?
What helped us was finding someone who was more focused on consulting rather than selling. They walked us through the difference between the rebuild value and the market value of the property, and explained how underinsurance can impact claims—even if it seems like you’re fully covered. It made me realize how technical strata insurance can get, especially when the wording in policies feels vague. Maybe look into consultants who specifically work with strata communities on things like claim disputes, policy reviews, and even risk mitigation planning. It’s worth it for peace of mind, especially with how frequent extreme weather has been lately.